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Loans
Personal Loans
Term and demand loans are available for just about any need. These include a new vehicle, education, holidays, renovations, consolidations of debts, or contributions to RRSP's and other investments. Let us help you with your needs.
Loan Features:
- Flexible term
- Competitive fixed or variable rate
- Single or joint coverage is available for life and disability insurance
- Automatic payments from your chequing/savings account
- Repayment structured to meet your needs, which can be set up for weekly, bi-weekly, semi-monthly, monthly, etc.
- All variable rate personal loans can be prepaid at any time without penalty
- All activity is recorded on your monthly statement
- Easy to apply
Click here to calculate your payments.
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Mortgage/Mortgage Line of Credit
Whether you are buying or building a home for the first time or renewing your mortgage, we understand the importance of working out the best possible mortgage package, so your home or renovations are truly affordable.
Loan Features:
- Available for residential, agricultural or commercial properties
- Fixed and variable terms available
- Competitive interest rates
- Repayments structured to meet your needs, which can be set up for weekly, bi-weekly, semi-monthly, monthly, etc.
- Automatic payments from your chequing or savings account
- Single or joint coverage is available for life and disability insurance
- CMHC or Conventional mortgages
- Amortization periods up to 30 years
- All activity is recorded on your monthly statement
Click here to calculate your payments.
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Personal Credit Lines
A borrowing tool which allows members easy accessibility to funds with flexibility of repayment. Can be used for home renovations, for that well-deserved vacation, to help your children with their post-secondary education, sudden emergencies, etc.
Loan Features:
- Accessibility of funds without having to re-sign loan documents each time funds are required
- Competitive variable rates
- Able to access in-branch, via CU ATMs or with CUOn-Line or CUbyPhone
- Single or joint coverage is available for life and disability insurance
- All activity is recorded on your month statement
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Line of Credit (Overdraft Protection)
A Line of Credit is a pre-arranged and approved loan up to a pre-determined amount connected to your chequing account. It can be accessed by cheque, withdrawal or electronic debit. Interest charges will be applicable only on amount borrowed for the period used. Interest is charged monthly but calculated on daily outstanding balance. Line of Credits are available for personal, commercial or agricultural accounts.
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Commercial Loans & Leases
Commercial Loans and Leases are available for small and medium sized businesses. These long term solutions can help your business to develop new products or services, make capital purchases, or expand operations and working capital. We offer competitive interest rates (fixed and variable rate options) and flexible repayment terms. Contact our Credit Department for more details.
Click here to calculate your payments.
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Agricultural Loans & Leases
Loans to farmers are available for a variety of purposes, including:
- Short-term credit to cover operating expenses
- Intermediate credit for investment in farm equipment and real estate
- Long-term credit for acquisition of farm real estate and construction financing
- Debt consolidation and refinancing
- Fixed and variable rate options
Contact our Credit Department for more details.
Click here to calculate your payments.
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Loans Application
Click on the link below to open our online loans application form:
https://secure.lasallecu.mb.ca/LoanApp.aspx
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